Home Equity Line Limited-Time Special Offer
Enjoy an Introductory 2.99% Fixed APR for 6 Months, After That, a Competitive Rate of Prime Plus 1% - 2% Variable APR.* Expires 3/31/2014.
Take Advantage of the Equity You’ve Built in Your Home.
- Make Home Improvements
- Pay College Tuition
- Buy A New Car
- Pay Off High-Interest Credit Card Debt
A Home Equity Credit Line from California Bank & Trust Gives You Easy Access to the Funds You Need.
Whether you wish to consolidate debt to lower your monthly payments, create more comfort and value in your home, or pay for a loved one’s education, a home equity credit line is a smart way to finance life’s necessities. A CB&T Home Equity Credit Line provides you with the flexibility to pay for expenses by simply writing a check. You will only be charged interest on the amount you’ve borrowed and you can pay it back at any time. Plus, your interest may be tax-deductible.
Convert your home’s equity into the funds you need and take advantage of our limited-time, special introductory 2.99% Fixed APR for 6 months, after that, a competitive rate of Prime plus 1% - 2% variable APR* with no annual fee.
Connect With a CB&T Banker for an Application at (800) 355-0507.
Or, Are You a Current CB&T Customer?
If so, you can also apply online using your DirectNET Consumer Online Banking account or by phone with TeleLoan at (800) 429-7685.
Please have this information ready when you call TeleLoan:
- Social Security Number and date of birth (borrower and co-borrower)
- Home address and phone number/mailing address if different from home
- Previous address if at residence for less than 2 years
- Two-year employment history, plus employer(s) names/phone numbers
- Gross monthly income
- W-2 (1 year) and current pay stubs; if self-employed, last 2 years' tax returns
- Value of collateral (i.e. real estate, stock, savings account, etc.)
- Copies of real estate deed(s) or current loan statement(s)
- Name/phone number of nearest relative(s) not living with you