AmaZing™ Visa® Personal Credit Cards

Freedom of Choice Has Never Been so Rewarding. 

One Great Banking Relationship

Your lifestyle never holds you back and neither should your credit card. That’s why, at California Bank & Trust (CB&T) we are dedicated to meeting your unique needs by providing you with secure, flexible, and efficient purchasing solutions. By choosing a credit card from CB&T, you not only get rewarded, you also get a rewarding relationship.

Two AmaZing™ Credit Cards

When you open a new CB&T AmaZing Rewards® or AmaZing Cash® Visa Credit Card, you can earn up to a 25% annual bonus on the AmaZing Rewards or Cash Back you earn during the calendar year. Cardholders will also earn 1 Amazing Rewards point or 1% Cash Back on virtually every dollar spent1. Both cards are designed to be comprehensive purchasing solutions that provide valuable rewards and the freedom to pay for expenses online, in person, or over the phone. 

Click here to learn more about the AmaZing Rewards® program.

Click here to learn more about the AmaZing Cash® program.

Three Special Offers

Now you can enjoy double rewards for the first 90 days2, up to a 25% annual rewards bonus3, and 0% introductory APR on purchases and balance transfers from other issuers for 6 months4 11.24%-18.24% variable APR thereafter. Pair those offers with rewards that don’t expire, no annual fee, no rewards fee, and no caps on rewards, and you have a card that is as ready for life’s journeys as you are. 

AmaZing Visa Signature® Credit Cards

AmaZing Rewards and AmaZing Cash cardholders may be eligible for Signature status which includes exclusive benefits, service and privileges5Click here to learn more about Visa Signature benefits. 

Stay Connected

For added convenience, DirectNET℠ Online Banking customers also receive exclusive access to our CBT Mobile Banking app. Monitor your accounts and view your transactions from wherever you are. Click here to learn more or enroll in DirectNET Online Banking and CBT Mobile Banking.

Apply Today

Connect with a California Bank & Trust professional banker to apply for the card. To find a location near you, click here or call (800) 355-0507. 

DirectNET Online Banking customers can apply online. Simply log in to your account and select “Apply for a Credit Card” from the "Services" tab.

View and Print the Consumer Credit Card Agreement and Disclosure Statement

Click here for information about our Legacy Variable Rate Cards.

Click here for information about our Legacy Fixed Rate Cards.

* Credit cards subject to credit approval. Terms, conditions, and restrictions apply. These are variable rate products. The APR is variable based on the Wall Street Journal Prime Rate, which is subject to change with the Index, plus a margin based on credit worthiness and card type. Prime Rate is currently 3.25% as of 1/01/14. The interest rate payable on the card will change effective with changes in the Index. See California Bank & Trust Consumer Credit Card Agreement and Disclosures for more details. All offers subject to change at any time. 
1. 1% Cash Back or One (1) Rewards Point – Cardholder may earn either 1% cash back or one (1) rewards point for every dollar spent on net purchases only. Transactional items such as cash advances, balance transfers, returned merchandise, etc. are not eligible. Participation in AmaZing Cash Back program requires a CB&T deposit account in the same name as the cardholder. Earned cash back will be credited in increments of $50.00. Redemption for Rewards Points – Qualified purchases must be redeemed within 90 days of purchase date and you must have at least 2,500 points to redeem.
2. Double Rewards for first 90 days – Earn double (2%) cash back or double (2) rewards points for the first 90 days of account opening for every dollar spent on net purchases. Transactional items such as cash advances, balance transfers, returned merchandise, etc. are not eligible.  At the end of the 90 days, cardholder will earn 1% cash back or one (1) rewards point for every dollar spent on net purchases. This offer only available to new consumer credit card accounts and not available with all card types. 
3. Up to 25% annual bonus – Cardholder may earn up to 25% annual cash back bonus with the AmaZing Cash® card or 25% annual rewards points bonus with the AmaZing Rewards® card on $25,000 annual card spend on net purchases. Bonus is based on your total annual card spend, total annual cash back or rewards points earned, and annual spending tier. Annual Spending Tiers: Tier 1: $0 – $4,999 = 0%, Tier 2: $5,000 – $9,999 = 5%, Tier 3: $10,000 – $14,999 = 10%, Tier 4: $15,000 – $19,999 = 15%, Tier 5: $20,000 – $24,999 = 20%, Tier 6: $25,000+ = 25%. For example, if you have an annual spend of $12,500 you have earned $125 (1% cash back for every dollar) or 12,500 points (1 reward point for every dollar) plus you will receive an annual bonus of $12.50 cash back or 1,250 reward points (10% under Tier 3). Transactional items such as cash advances, balance transfers, returned merchandise, etc. are not eligible. Annual Bonus will be awarded within 6 weeks of calendar year end to your deposit account or to your rewards points balance. This offer only available to new consumer credit card accounts.
4. 0.00% Introductory APR on purchases for the first six months, after that, the variable APR will range from 11.24% – 18.24%. Introductory APR does not apply to cash advances. Purchases made during the first six months of account opening will not be charged any interest. Minimum balance payments are still required each month. 0.00% Introductory APR Balance Transfers for the first six months, after that, the variable APR will range from 11.24% – 18.24%. For new accounts, balance transfer requests must be received within 60 days of account opening. A 3% balance transfer fee for each transfer ($10 minimum) will apply. Transfers made during the introductory period will not be charged any interest. Minimum balance payments are still required each month.
5. Certain terms, conditions, limitations, and exclusions apply. Refer to your Visa Guide to Benefits Package and card agreement for further details.