Line of Credit

CB&T Business Access Line of Credit

Get competitive rates and terms and the flexibility to meet short term business needs with a revolving credit line of up to $750,000 through our streamlined application process.

Draws on the line can be accessed by check, and amounts repaid are made available to borrow again – an ideal way to finance receivables, purchase inventory, raise working capital, and more.

Considerations

Detail

Benefits

  • Convenient access through Direct Business Internet Banking to make payments and transfer funds
  • CB&T Business Access checks to draw on your line of credit
  • Availability under the line of credit can be used to cover overdrafts on your CB&T business deposit account

Loan Amounts

Up to $750,000; Minimum $10,000. (Some limitations apply).

Terms

Up to 3 years. Terms may vary depending upon line of credit amount.

Interest Rate

Variable; The rate announced from time to time as the Bank’s Prime Rate, plus a margin.

Loan Fees

Annual fee starts at $150, depending on the amount you borrow.



 
For credit lines up to $50,000, all we typically need is your completed application three months of bank statements and your legal entity documentation. For larger credit lines and loans up to $750,000, additional information will be required.

Our streamlined application process – with quick decisions – makes it easy to get the funding you need to meet your goals. Here are three ways to apply for CB&T Business Access:

  • Online through our Real Time Loan Center. You can submit your application in just a few minutes. Then bring any necessary documentation to your nearest CB&T branch.
  • Download a PDF of the application, complete it – and then save, print and sign it. Then deliver it to your local CB&T banker.
  • Apply in person. Simply stop by your CB&T local branch and ask for a CB&T Business Access Application. We’ll answer any questions you have. Once you’ve completed your application, return it to your CB&T branch.

Apply today. For more information, call your local CB&T branch or (800) 355-0507 to connect with the branch nearest you.

Customized Line of Credit for Financing Needs over $750,000

Let us help you finance short-term working capital needs, such as accounts receivable and inventory, through customized loan and line of credit programs when your needs exceed $750,000.

At CB&T, our expertise in a wide variety of industries can help you finance your operations whether you do business locally, nationally, or worldwide – so you can consult with seasoned commercial bankers who understand both local and Pacific Rim business markets.

Our highly trained business bankers will sit down with you to discuss your specific needs, help you understand the best ways to capitalize on emerging growth opportunities, offer insight on changing market conditions, and work with you to customize a line of credit that best meets your strategic needs.

With a dedication to building strong business banking relationships, we'll be with you every step of the way. Call to consult with an experienced CB&T banker when you need a line of credit of $750,000 or more – plus get expert advice on the best ways to finance your business.

Note: All loans and lines of credit are subject to credit approval. Restrictions apply, see banker for details.