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FAQ

Term Loans

Use:

An amortizing term loan may be used for specific equipment purchases, refinancing existing debt, or other long-term capital requirements.

Loan Amounts:

$250,000 to $3,000,000. Some limitations apply based on size and type of business, collateral, and down payment.

Terms:

Up to seven years. Term depends on collateral and use of funds.

Interest Rate:

Adjustable; floating with CB&T’s Prime Rate. Rate to be determined in part based on overall risk factors of the applicant.

Loan Fees:

One-time loan fee of 1% of loan amount; minimum $125. Other closing costs will be charged as applicable to perfect the Bank’s collateral position. Late charges will also apply.

Please contact the nearest branch in your area for more information.

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Small Business Banking