ACH Positive Pay
CalBank NetworkSM ACH Positive Pay Advantage
Electronic payments are becoming more widely used, and with the increased usage come an increase in the incidences of ACH fraud. California Bank & Trust’s CalBank NetworkSM ACH Positive Pay service helps protect your accounts from unauthorized electronic debits. CalBank NetworkSM ACH Positive Pay is an inexpensive and simple way to prevent unauthorized electronic transactions and manage your inventory of acceptable ones.
You can view ACH exceptions through CalBank NetworkSM ACH Positive Pay. In addition, you can view your list of established ACH filters, add new ones and edit or delete existing ones.
Retain control and manage your business with our Administration Module. Grant permissions to users, manage accounts, reinstate passwords and audit activity.
Advantages of CB&T ACH Positive Pay Advantage:
Improved Control and Security for your account: You have the option to approve payments and to return unauthorized transactions. If you choose to pay a transaction, you can also instruct the bank to create a new filter with the origination information.
Lower Costs: Timely return of unauthorized transactions saves you many times the cost of the service in potential losses and legal fees.
Easy to Use: The screens and menus are intuitive and easy to navigate. You can operate the system with very little training.
ACH Filter Management: Companies can edit or delete existing ACH filters and add new ones.
Streamlined User Maintenance: The Administration Module allows you to retain ownership of users and permissions within your company. You do not have to wait for the Bank to reset a password, maintain users, or audit activity reports. Instead, you can assign an employee with authority to perform these tasks.
Security: The online session is protected by Secure Socket Layer (SSL) 128-bit encryptions.
Email Notification: We can send notifications to one or more email addresses when daily exception items are available for review.