Working Capital Lines of Credit

Use:

• For larger short term working capital needs, including the financing of accounts receivable, inventory, or new business acquisitions.

Loan Amounts:

• $250,000 up to $3,000,000.

Terms:

• A Business Banker will work with you to customize the terms of a line of credit to fit the financing needs of your business.

Interest Rate:

• Adjustable; floating with CB&T’s Prime rate. Rate to be determined, in part, based on overall risk factors of the applicant.

Other Criteria:

• Business must be profitable.
• Personal guarantees of all principals with 20% or more ownership in the business.
• Acceptable credit histories.
• Business and personal financial information required for credit requests greater than $50,000.
• Collateral required for credit requests greater than $100,000.
• Other limitations apply.

Please contact the nearest branch in your area for more information.