Business CashLine^SM Term Loan

Use:

• The Business CashLine Term^SM Loan offers you financing for business purchases with the security of having a predictable repayment schedule. The loan is ideal for permanent working capital or financing business growth.

Loan Amounts:

• Up to $250,000; Minimum $10,000. Some limitations apply based on size and type of business.

Terms:

• Up to 5 years.
• Up to 7 years with SBA Express guarantee.

Interest Rate:

• Adjustable; floating with CB&T's Prime rate. Rate to be determined based on overall risk factors of the applicant.

Loan Fees:

• One-time loan fee of 1% of loan amount

Other Criteria:

• Business must be profitable.
• Personal guarantees of all principals with 20% or more ownership in the business.
• Acceptable credit histories.
• Business and personal financial information required for credit requests greater than $50,000.
• Collateral required for credit requests greater than $100,000.
• Other limitations apply.

Please contact the nearest branch in your area for more information.