Pricing

Monthly Home Banking Fees For DirectNET^SM Consumer Online Banking and Bill Payment Services
DirectNET^SM Consumer Online Banking With Unlimited Bill Payment	Home Banking Fee
Monthly Home Banking Fee*	$5.00
**Transfers between accounts	No Monthly Fee
DirectNET^SM Consumer Online Banking Without Bill Payment	Home Banking Fee
Monthly Home Banking Fee	No Monthly Fee
**Transfers between accounts	No Monthly Fee

Clients must identify one California Bank & Trust Checking Account as their primary account. An application is required and is subject to approval. See DirectNET^SM Consumer Online Banking brochure, Agreement and User Terms and Conditions for additional details. Certain restrictions apply. See local branch for details.

*For the first 6 months, there is no monthly fee. After that, the monthly Home Banking Fee can be waived with a minimum monthly collected balance of $5,000 in your identified primary California Bank & Trust checking account.

**Certain accounts are subject to transaction limitations and a fee may be imposed for transactions exceeding those limitations.

Fees for PC Banking and Bill Payment Services for Quicken, QuickBooks, or Microsoft Money
PC Banking for Consumers
Monthly Fee	$8.00
**Transfers between accounts	No Charge
PC Banking for Business
Monthly Fee	$8.00
Bill Pay	$0.50 per item
**Transfers between accounts	No Charge

*Note: PC Banking is now available for both consumers and businesses. California Bank & Trust is not responsible for Internet Service Provider costs.

**Note: In addition to any other penalty or action required by regulation, excessive withdrawal charges apply on accounts with transaction limitations.

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