Savings Accounts

Basic Savings

Traditional Savings

• $200 minimum opening deposit
• No monthly maintenance fee when linked with a checking account for Automatic Transfer
• Service, or when the minimum daily collected balance is $300 or more, or when the account is for a minor; otherwise, $3.00
• No minimum balance to earn interest
• Interest compounded daily and paid into account monthly
• Additional deposits permitted anytime through the ATM or branch
• Quarterly statement (monthly with electronic funds transactions or combined statement)
• $5 excessive transaction fee for each withdrawal in excess of 3 per monthly cycle*

We offer many convenient ways to increase earnings on your available funds. Refer to our Deposit Account Agreement and Disclosure booklet for transaction limits.

*Includes drafts or similar order payable to third parties; excessive transaction fees apply on accounts with transaction limitations and are in addition to other penalties, which may include closure of the account. This information is intended as an overview of our personal deposit accounts and related services. Complete disclosure of terms and service charges are available at any CB&T branch office and will be provided at account opening.

Money Market Account

Earns Interest with Flexible Access

• $2,500 minimum opening deposit requirement
• No monthly maintenance fee with $2,500 average collected balance; otherwise $10.00
• Interest compounded monthly and paid to the account monthly

• Check access
• Additional deposits permitted anytime through the ATM or branch
• Monthly statement
• Check Safekeeping required
• $10 excessive transaction fee for each transaction (excluding in person checks or withdrawals) in excess of 6 per statement period, only 3 of which may be by check*

*Includes drafts, debit card, or similar order payable to third parties; excessive transaction fees apply on accounts with transaction limitations and are in addition to other penalties, which may include conversion to a demand account or the closure of the account. This information is intended as an overview of our personal deposit accounts and related services. Complete disclosure of terms and service charges are available at any CB&T branch office and will be provided at account opening.

MoneyPlus Account

Higher Interest with Limited Access

• $10,000 minimum opening deposit requirement
• No monthly maintenance fee with $10,000 average collected balance; otherwise $12.00
• Interest compounded monthly and paid to the account monthly

• Check access
• Additional deposits permitted anytime through the ATM or branch
• Monthly statement
• Check Safekeeping required
• $15 excessive transaction fee for each check, withdrawal or ACH in excess of 4 per statement period, only 3 of which may be by check *

We offer many convenient ways to increase earnings on your available funds. Refer to our Deposit Account Agreement and Disclosure booklet for transaction limits.

*Includes drafts, debit card, or similar order payable to third parties; excessive transaction fees apply on accounts with transaction limitations and are in addition to other penalties, which may include conversion to a demand account or the closure of the account.. This information is intended as an overview of our personal deposit accounts and related services. Complete disclosure of terms and service charges are available at any CB&T branch office and will be provided at account opening.