Leasing
Depending on your company's goals and objectives, CB&T Commercial Leasing may offer the most beneficial and cost-effective means of acquiring equipment. Our commercial bankers are experienced in many industries, serving a customer base that includes manufacturing, wholesale distribution, and the service sectors. We begin with an objective analysis of the options available to you and then structure a strategy that best meets your needs.
Types of Leases
True Tax Lease:
With a True Tax Lease, retain the tax savings that are passed along to you in the form of lower lease payments. Lease payments are fully tax deductible by the lessee, but ownership of the equipment is retained by us.
TRAC Lease:
A TRAC Lease is a Tax Lease on vehicles for commercial use in which you have the option of buying the leased vehicles at a predetermined price when the lease term expires. Like the Tax Lease, the tax savings allow for a lower lease payment.
Finance Lease:
A Finance Lease has the fixed purchase option at the end of the lease term. The tax benefits are passed to you immediately upon execution of the lease documents.