Visa® Business Credit Card

More flexibility to manage your business needs.

The Visa Business Credit Card from California Bank & Trust.

California Bank & Trust (CB&T) is headquartered in the state, offering a rich tradition of service and community roots established more than 50 years ago. We take pride in the personal connections we make as we provide the personal service typically associated with a community bank, while delivering the comprehensive resources and services of a full service financial institution.

Our bankers live and work in the communities they serve. They are committed to investing the time to understand your needs, and providing financial solutions to meet your own financial goals.

A lower variable rate with more benefits and greater flexibility.

Finally, a business credit card created to meet the needs of today’s ever-changing business environment. The Visa Business Credit Card offers the security and flexibility to meet your daily business needs. Yet at the same time, it offers a low variable rate, minimal costs and enhanced efficiency that will enable you to effectively manage your expenses, conduct your business and capitalize on opportunities.

• Competitive variable rate
• No annual fee with minimum purchase
• Individual spending limits
• Lower administrative costs and greater oversight
• Choice of cash back or rewards points
• Fraud and ID theft protection
• Auto rental collision damage waiver
• Liability waiver insurance
• Purchase protection and extended warranty
• Medical, legal and other travel assistance

Enhanced Financial Managment

You determine who receives a card and set the credit limit for each individual card holder. Individual statements can be sent to each card holder, or you can opt to receive a single combined statement allowing you to write a single check and track activity on all company cards. Additional options include:

Visa Information Source. Enjoy 24/7 online access to a large selection of detailed customizable and standardized financial reports, including cost allocation, expense reporting and tracking features. Transaction data can be imported into popular general ledger and accounts payable systems or spreadsheet software.

Visa Information Source-Select. You can opt to receive an email version of the five most important spending reports, including Cardholder Summary, Company Summary, Spending Summary, Cardholder Detail and Spending Detail, customizable by combination, format, frequency and distribution.

Exceptional Affordability

Spend just $2,500 per year per card, and the annual fee will be waived. The low variable rate allows you to take full advantage of lower market interest rates.

Individual Limits

You set the spending limit on a card-by-card basis, providing the flexibility to control business expenses.

Easy Cash Advances

Get cash when you need it. Cardholders can access cash at participating ATMs worldwide.

Liability Waiver Coverage

If your company has five or more CB&T Visa Business Credit Card holders, the company is automatically protected from card misuse by terminated employees up to $100,000 per employee.

Purchase Security

Provides worldwide protection against loss, theft, damage and fire for most business purchases, including electronics, for 90 days from the date of purchase.

Choice of Rewards Programs

The CB&T Visa Business Credit Card offers your choice of optional rewards programs to maximize the benefits of your card; only one program at a time is allowed per account.

AmaZing Rewards™. Earn one rewards point for every dollar charged, redeemable for travel, gift cards, merchandise, rental cars and much more. Redeem points 24 hours a day, 365 days a year online or by phone.

View the AmaZing Rewards awaiting you with the CB&T Visa Business Credit Card.

Cash Back Savings. Earn a 1% rebate for each dollar your cardholders spend, credited to your business checking account once $100 in rebate is accrued.

Additional Benefits

Other outstanding benefits include Visa Zero Liability protection against fraud and identity theft, auto rental collision damage waiver protection, and travel assistance, including medical and legal assistance, emergency card replacement and cash disbursement dispatch.

Apply Today...

Stop by your local California Bank & Trust branch office to pick up an application, or call (888) 223-3819 to have an application sent to you. Once you’ve completed and signed the application, drop it off at your branch or fax it to us at (888) 319-4414.

Call (800) 355-0512 for locations nearest you or visit our Locations page.

View and Print the Variable Rate Credit Card Agreement & Disclosure